The S-Corp $80k Threshold Is a Lie
Every CPA says you should elect S-Corp once your net SE income hits $80,000. The actual breakeven is more nuanced — and at the wrong income level, S-Corp can cost you money for a decade.
How to Stop Losing $10,000+ to the SALT Cap (and the One Workaround Most CPAs Miss)
The 2017 SALT cap costs high earners in CA, NY, NJ, and IL thousands per year. Most are stuck — but if you have business income, there's a Pass-Through Entity Tax workaround that effectively lifts the cap.
Mega Backdoor Roth: A Step-by-Step Walkthrough for $46k Tax-Free Retirement
If your 401(k) plan supports it, the Mega Backdoor Roth lets you shelter ~$46,500 in after-tax dollars and convert them to Roth — on top of the regular $23,500 limit. Here's how to verify your plan supports it and execute the conversion.
Real Estate Professional Status (REPS): What It Actually Takes to Qualify
REPS unlocks unlimited rental loss offset against W-2 income — but the IRS denies it more than any other deduction. Here's the real two-test math, the time-log requirements, and the spousal workaround.
The QBI Deduction Phaseout: Why Earning One More Dollar Can Cost You $10,000
The 20% QBI deduction phases out for specified service businesses (consultants, lawyers, doctors) starting at $241,950 single / $483,900 married. Cross the threshold by $1 of taxable income and you can lose tens of thousands. Here's the math and how to plan around it.