How much is Utah income tax?
Utah income tax at 3 levels of Utah taxable income — what is left after Utah's own deductions and exemptions. Local income taxes are not included.
| Taxable income | Single | Married filing jointly |
|---|---|---|
| $50,000 | $1,6723.3% effective · 5.75% marginal | $4690.9% effective · 5.75% marginal |
| $100,000 | $4,4504.5% effective · 4.45% marginal | $3,3443.3% effective · 5.75% marginal |
| $250,000 | $11,1254.5% effective · 4.45% marginal | $11,1254.5% effective · 4.45% marginal |
These figures include a rule from Utah's law that the bracket table cannot show: Utah Code §59-10-1018 · Utah State Tax Commission, Taxpayer Tax Credit.
Run your own Utah numbersWhat is Utah's income tax rate for 2026?
| Taxable income | Rate |
|---|---|
| All taxable income | 4.45% |
Source: Utah Code §59-10-104 (eff. 1/1/2026, Ch. 250 of the 2026 General Session), checked September 11, 2026.
Can you deduct Utah income tax on your federal return?
The federal deduction for state and local taxes (SALT) is capped at $40,400 for 2026 — $20,200 if married filing separately — and the cap shrinks toward $10,000 once modified AGI passes $505,000. A single filer with $250,000 of Utah taxable income owes about $11,125 in Utah income tax — 28% of that cap before any property tax.
SALT cap workaroundsDoes Utah have a pass-through entity tax (PTET)?
Yes. A partnership or S corporation can elect to pay Utah income tax at the entity level. The business deducts it federally, so that state tax is not limited by the SALT cap, and the owners claim a Utah credit or exclusion for it. Deductsy's plan treats March 15 as the Utah election or first-payment deadline; it is approximate, so confirm it with Utah before relying on it.
PTET savings calculatorDoes Utah require quarterly estimated tax payments?
No. Utah does not collect estimated tax in quarterly instalments. Instead, prepay at least 90% of this year's tax or 100% of last year's by April 15; an unpaid prepayment costs 2% a month on top of interest. Source: TC-40 Forms and Instructions, UTAH 2025 — “Line 40. Penalty and Interest”.
Safe-harbor calculatorAre HSA contributions deductible in Utah?
Yes. Utah follows the federal treatment, so an HSA contribution — up to $4,400 with self-only coverage or $8,750 with family coverage for 2026 — lowers Utah taxable income as well as federal.
Does Utah give a tax break for 529 plan contributions?
Yes, as a credit rather than a deduction: Utah gives a state income-tax credit for contributions to Utah's own 529 plan. Income limits, per-beneficiary caps and carryforwards differ by state, so check the plan's rules.
529 plan tax savings calculatorWhat is the property tax rate in Utah?
Utah's average effective property tax rate is 0.52% — the 42nd highest of 51 jurisdictions and 58% of the national average of 0.9%. That is about $520 a year for every $100,000 of home value; the rate varies widely by county and school district.
Itemize or take the standard deduction?How much does an LLC cost to keep in Utah each year?
Deductsy budgets about $18 a year for a Utah LLC — the annual report fee or minimum franchise tax, with a fee due every two years counted at half. Fees change, so confirm with Utah's business filing office.
Utah S-corp tax calculatorHow do Utah taxes compare with neighboring states?
| State | Top income tax rate | Income tax on $100,000 (single) | Property tax (avg) |
|---|---|---|---|
| Utah | 4.45% | $4,450 | 0.52% |
| Arizona | 2.5% | $2,500 | 0.48% |
| Colorado | 4.4% | $4,400 | 0.48% |
| Idaho | 5.3% | $5,045 | 0.49% |
| Nevada | None | $0 | 0.47% |
| Wyoming | None | $0 | 0.57% |
On $100,000 of taxable income a single filer's Utah income tax is $4,450 — more than in 4 of 5 neighboring states. The lowest is Nevada at $0; the highest is Idaho at $5,045. Utah's average property tax rate is higher than in 4 of 5.
Income tax is each state's own tax on the same state taxable income; local income taxes are not included.
More Utah tax notes
- Utah has no standard deduction; a taxpayer credit that phases out as income rises takes its place.
Tax moves that matter most for Utah
If you own an S corporation, partnership or multi-member LLC, Utah's PTET election moves the Utah income tax on that profit to the business, where it is deductible federally and outside the SALT cap.
An S-corp election can cut self-employment tax once profit is large enough to pay yourself a reasonable salary and still cover payroll and filing costs. The Utah calculator adds Utah's own entity fees and taxes to that breakeven.
With 1099 income, a Solo 401(k) can take up to $72,000 a year (2026) — usually more than a SEP-IRA at the same income. Contributions lower both federal and Utah income tax.
Run your Utah numbers
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